Conventional Loans

Our conventional loan options include both fixed-rate and adjustable-rate mortgages.
 

Fixed-Rate

• Interest rate stays the same over the life of the mortgage

• Makes budgeting easier and more predictable
• Terms are available from 10 to 30 years

Adjustable Rate

• Initial rate is often lower than a traditional fixed-rate mortgage
• After the initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

Government Loans

Western New York FCU partners with OwnersChoice Funding, Inc. to offer FHA, USDA and VA mortgage loans. Contact us for more information.